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The chase to catch up with your bills will never end.

And that’s is where a The conventional method for consolidating debt is to get a loan from a bank, credit union or online lender.

It’s up to consumers to decide which one best suits their situation.

Debt consolidation is also referred to as “bill consolidation” or “credit consolidation.” By any name, consolidating debt effectively should get you out of debt faster and eventually unsecured debt such as credit cards.

If you don’t plan to change your spending habits – i.e.

you still plan to use your credit card for anything you want – then debt consolidation is not for you.

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